Upcoming Events: Seminar Schedule

Forklift Safety Training & Certification for Dealership Employees
Wednesday, December 04, 2024 - 9am-12pm
Ken Ganley Honda
SAFE: $0 GCADA Member: $50/pp Non-Member:$100/pp

Professional Automotive Sales - Next Level Training - Building Value and More!
Monday, November 18, 2024 - 8:30am-4:00pm
GCADA - 9150 S. Hills Blvd. Broadview Hts. 44147
Members: $285/pp Non-Members: $500

F&I Manager's Guide to Compliance - YOUNGSTOWN / BOARDMAN
Thursday, October 24, 2024 - 10:00am-1:00pm
Holiday Inn Youngstown / Boardman
Members: $75/pp Non-Member: $150/pp

F&I Manager's Guide to Compliance - MAYFIELD
Thursday, October 17, 2024 - 10:00am-1:00pm
Holiday Inn Cleveland-Mayfield 780 Beta Dr. 44143
Members: $75/pp Non-Member: $150/pp

Transparency in Coverage Machine Readable Files

Click Here to Complete the GCADA Group Health Plan Quick Quote

Programs and Services Guide - Group Health Plan

Group Health Plan Introduction

 The Greater Cleveland Automobile Dealers’ Association has a Group Health Plan available to all members. The Group Health Plan is self-funded; premiums paid into the Plan are used to pay claims. Dealers can offer their employees medical and prescription drug coverage, dental, vision, and life insurance. Dealer participation has continued to increase due to favorable rates. Rates are generally much lower than comparable plans.

Although the Group Health Plan has been in existence for over thirty years, several changes occurred on January 1, 1999. GCADA contracted with Medical Mutual of Ohio. The Association uses Medical Mutual’s highly discounted rates to pay member claims. Medical Mutual’s care management and medical review programs assure patients with serious health problems get the proper care. Prescription coverage is provided through Express Scripts. They are a national organization and negotiate substantial discounts for the Association from drug manufacturers. 

The Association has an in-house benefits administrator for the Group Health Plan to provide personalized service to dealers and their employees. The benefits administrator has the capability to view claims on-line. Members have a dedicated “problem solver” to answer questions, look up and explain claim payments, find out the reason a claim hasn’t been paid and make corrections as needed, often when the member is still on the phone.

The cost of health care continues to be a major issue in everyone’s mind. The Association is committed to providing members with quality health benefits at a reasonable cost.

Informational Websites

Employees can log into Medical Mutual at  www.medmutual.com  to:

• View the status of claims
• Print Explanation of Benefits for claims
• Obtain claim forms
• Send secure email to Medical Mutual Customer Service
• Find network providers and hospitals

Employees can log into Express Scripts at  www.express-scripts.com  to:

• Order prescriptions
• Check the order status of prescriptions
• Find drug information
• Locate a pharmacy
• Obtain benefit information

and more...

Several websites are available for topics of interest regarding medical conditions, prescription and over the counter drugs, and general health and fitness tips:

www.medlineplus.gov   (This National Institute of Health Site Contains Health Topics, Drug Information, Medical Encyclopedia, Medical Dictionary, Health News and Other Resources)

www.cms.gov   (Centers for Medicare & Medicaid)

www.drugs.com   (Drug Information Online)

www.webmd.com   (Health & Wellness, Drugs, Conditions, etc)

www.aarp.org   (General Information for Persons Over Age 50) 

www.cdc.gov  (Centers for Disease Control and Prevention)

Summary information and forms below for GCADA Group Health Plan services can be downloaded and copied for members.